Terms of Service

Last updated: March 3, 2026

These Terms govern your access to and use of MXWise services, including web, mobile, APIs, and related payment infrastructure. By creating an account or using the platform, you agree to these Terms.

You must provide accurate information, keep your credentials secure, and use MXWise only for lawful financial activity. You are responsible for actions taken under your account.

Account Eligibility & Security

  • You must meet applicable legal age and jurisdictional requirements.
  • KYC/AML verification may be required before certain features are enabled.
  • You must notify MXWise promptly of suspected unauthorized access.

Payments, Fees & Settlements

  • Transfer quotes and fees are shown before confirmation and may vary by corridor/payment rail.
  • Delivery timelines are estimates and may be affected by banking networks, compliance checks, or cutoffs.
  • Chargebacks, reversals, or failed payouts may result in balance adjustments when required.

Acceptable Use

  • No fraud, money laundering, sanctions evasion, or other prohibited activity.
  • No abuse of APIs, automation, or scraping that degrades service availability.
  • No attempts to bypass security controls, rate limits, or compliance workflows.

Suspension & Termination

MXWise may suspend or terminate access to protect users, satisfy legal obligations, or enforce policy. Where feasible, users will receive notice and remediation steps.

Policy Changes

We may update these Terms periodically. Material changes are published on this page with an updated date. Continued use after updates indicates acceptance of the revised Terms.